CLEAR VISION REALTY, LLC "Your" Clearest Path To Homeownership

Bank of America - Richmond

Buying a home should be exciting and fun, especially if it's your first home. Because buying a home may also be the biggest purchase you'll ever make, it should take lots of careful thought, plenty of research and good financial planning.

With Bank of America, you can walk through the major steps of the home-buying process. Use this information as a guide, but remember you can take the steps in any order you feel comfortable. Also, go ahead and use the variety of tools and calculators you'll find along the way to help you crunch the numbers.

For many people, the decision to buy a home starts simply with the notion of homeownership. You want your own place. You want to paint your walls the color you want and plant your own garden.

These are some good reasons to buy a home. And as you think about them, also think about the increased responsibility of owning your own home. Depending on its age and condition, just about every home will demand some amount of your time, energy and money to maintain - no calling the landlord to fix the leaky faucet.

How well you maintain your home and property could have important financial impacts down the road. Care for your property, keep your home well maintained - even make improvements - and you stand to see it increase in value. Don't do these things and you may not be making the most of your investment.

When it comes to choosing a home loan, you've really got two basic options:

  • Fixed-rate mortgage
  • Adjustable-rate mortgage

Which loan you select will depend on a variety of factors, from how long you plan to be in your home to how much of a monthly payment you can afford, among many others. At Bank of America, we can sit down with you to dicuss your options.

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